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Home building insurance will generally cover everything that forms part of the building, including the foundation. You need to ensure that you have your home insured for enough to completely rebuild your house if it was completely destroyed. Most insurance companies will have a provision for removal of debris from the site, but it is worth checking as you may need to increase the sum insured to cover costs associated with removing the remains of your home before rebuilding can begin if there is a total loss.

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Q: Does homeowners insurance cover a foundation?
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