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Does homeowner insurance pay to remove a tree damaged by a storm that now puts your home in danger?
Updated: 9/20/2023
No, That would be considered part of the homeowners maintenance responsibility.
Failure of the home owner to properly maintain the structure and property could indicate negligence or a moral hazard on the part of the homeowner. Negligence can result in denial of an ensuing claim and cancellation or non renewal of the homeowners insurance policy.
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