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Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
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Does comprehensive auto insurance cover transmission work?
Not unless the transmission was damaged in an auto accident. Auto Insurance does not cover maintenance nor does it cover normal wear and tear.
Will auto repair insurance cover catalytic downpipes?
It may if it is stolen or it is damaged in a fire.
Will homeowners cover my car if damaged?
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.
Does auto insurance usually cover physical damage to the engine?
Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.
Does auto insurance cover auto accidents for same family in your driveway?
Each vehicle should have its own insurance so each should pay out if each were damaged, whoever owns them.
Does comprehensive insurance cover transmission work?
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.
Does auto insurance cover damage to car when a wild boar has damaged it?
If you have full coverage with Comprehensive and Collision then yes, you should be covered.
Will homeowners insurance cover a damaged car by the garage door?
No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.
Will full coverage car insurance cover electrical?
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
If your auto is damaged in a hit and run while parked in the driveway should you use the personal property rider on your auto insurance to cover it?
That would be considered a hit and run which would fall in the comp/coll portion of an insurance policy
Will homeowners insurance cover injuries from an auto accident on private property?
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Will auto insurance cover the use of ATVs too?
I am unsure if Auto Insurance will cover ATVs on the road, or off road.
