Homeowners insurance was never meant to cover mold damage or removal. Home insurance is made to cover sudden and accidental occurances. One court case involving a celebrity suing State Farm caused them to have to pay more for mold removal than it cost to build the whole house. The coverage was obviously not there but because of his celebrity status the jury sided with him. Many companies added endorsement to exclude mold coverage even though it wasn't really covered anyway. the mess is that some policies cover mold, some don't, and some exclude the coverage. Mold is no big deal anyway as most homes in the eastern USA has come mold due to humidity. All you need to do is place plastic under your home and spray watered down bleach on any spots of mold you notice.
Typically the Farm Bureau does not cover mold and mildew removal. However, if it is the result of a covered event they might. It is best to check with an agent to be sure whether or not coverage exists for specific circumstances.
Termites and pest control is a maintenance item and is not covered by home insurance.
You can compare Farm Bureau with many other insurance providers including Progressive, Geico, State Farm, and other various insurance provider brands.
heating oil? that is considered a polluntant and generally excluded as a cause of loss
The insurance company depends on your state as not all companies offer insurance in all states. You can find more information here: http://farm-bureau-insurance-company.insurance-website.com/Landing.php?gclid=COnmiaTo_qkCFYeo4AodJCj2zg
Go to the Farm Bureau insurance place and you donate money and they give you a hat!
The benefits of doing business with Farm Bureau Auto Insurance is that one gets coverage on their farm equipment and on other issues such as hearing loss due to loud noise.
Nothing
Currently, Farm Bureau Insurance does offer coverage for boats. The premium required will depend on the type of boat, make, model, age, and who the primary operator will be.
Farm Bureau Insurance offers top of the line auto coverage policies that are built on demand for the buyer. Incident settlements may take up to a year.
Homeowners insurance policies are personal lines coverage and typically do not provide coverage for commercial or work related activities.
nothing