You would need to check the terms of your policy. It would be unlikely though - since they could claim you were negligent in allowing the bath to overflow in the first place !
As long as you have collision yes insurance will cover the damage that was done.
Pests, Insects, fumigation and bug spraying are part of a property owners usual and expected maintenance costs. Homeowners insurance does not cover maintenance.
Damage caused by dosmetic animals is excluded in all homeowner's policies and it is unlikely that SC would require an exception for this exclusion for policies issued in their state. Water damage to carpeting from a plumbing system leak (if sudden as opposed to a slow leak over time) is a covered loss. Could it be that the water damage did not destroy the carpet as it could be dried and cleaned but due to the pet damage it was ruined? //
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
No
No.
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
NO, Homeowners insurance does not cover automobiles.