Does comprehensive coverage cover black ice?

Answer 1

I'm assuming that your vehicle spun out on "black ice" and collided with something which makes the situation a collision and damage to your vehicle would only be covered by your collision coverage. Generally speaking all drivers must maintain control of their vehicles at all times in all weather conditions. Most underwriters will not accept "weather" as the cause of the accident so in most cases if a driver hits something or someone after driving too fast for conditions then you will be At Fault in that accident.