no
No, homeowner's insurance only overs damages on the house.
Catastrophic insurance is a type of health insurance that covers only big health care expenses. Catastrophic health insurance policies have lower-than-average premiums and higher-than-average deductibles.
No. A person pays for their own policy which covers them.
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
State Farm does offer catastrophic insurance, as well as a wide variety of other insurances. Catastrophe insurance will cover you in the event of something (like an earthquake, etc) that is deemed a catastrophe.
No, thats why you buy a warranty.
No. Insurance does not cover mechanical problems.
I highly doubt it. Unless the engine was damaged in an accident, the insurance would not cover it. But, you can ask them.
No, it would not cover damage of that nature. Garage Keepers insurance provides protection in case a vehicle is damaged by fire, theft, vandalism or collision.
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other weather events are generally covered. Some catastrophic insurance coverage policies also cover damage done by fire, but check with your insurance company to be sure.