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Ok, let's break it down: PL = Public Liability; PD = Property Damage.
Payments that result from the use of these coverages are generally for the health and repair of vehicles for the party you have had an accident with. Passengers in the vehicle with you if injured can in some cases claim against the PL portion for there injurys. But for the drivers injuries, there will be no pay out what so ever. Unless medical or um is on the policy. Or you were the one that was hit by someone else.
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Earn +20 ptsQ: Does PLPD cover health bills for injuries related to an auto accident?
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