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Not automatically No. You can however request a mold coverage endorsement to your policy for an additional premium.
Answer #2
My insurance agent of 35+ years said that he has never seen coverage on any policy either residential or commercial from any insurance company that covers black mold, that you cannot buy a policy that will cover it.
What else can I help you with?
Does Allstate homeowners insurance cover raccoon damage specifically urine and fecus?
It should look at the Allstate mayhem raccoon comercial on you-tube.
Does Allstate homeowners insurance cover raccoon damage?
Their television commercials give the impression that they do, or at least on some of their policy offerings.
Does allstate homeowners insurance cover condensation leaking from AC ducting damage?
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
Does Allstate cover lightning strikes in there homeowners policy?
All homeowners policies cover damage caused by lightning.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
