Do you need car insurance to drive my parent's car?

Answer 1

Drivers Financial ResponsibilityYes, All jurisdictions in the United States require that all drivers of a motor vehicle on public roads carry proof of Financial responsibility at all times. No state has an exception for a drivers Financial Responsibility Requirements due to age or familial relationship. Answer

The answer will depend on some factors:

1. What state do you live in? Insurance laws vary by state but some do not allow vehicles on the road if they're not covered.

2. Do you have your own vehicle and insurance coverage on it? If you do, you're likely already covered.

3. Are you already on, or can you be added to, your parents insurance policy? Most insurance companies will allow this. It may, however, increase the amount of payment.