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I believe the correct answer for the UIM insurance is optional in most states and not a requirement. this is to cover damages to vehichle and person in the incident of a collision which is not ruled as your fault, when the other driver is at fualt. As for good advice it should be carried on all your policies to protect you from having claims against your normal insurance coverage in such cases where you are not At Fault. In the state of Florida it might be a requiem since there are a large number of unisured motorist in existance there.
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What exactly does Florida uninsured motorist insurance cover?
Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.
Is it necessary to carry uninsured motorist coverage in Arizona?
It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.
How do you Waive uninsured motorist coverage in FL?
I'm not 100% sure about Florida specifically, but in most states Uninsured Motorist is a required coveage. Maybe you are thinking about some other coverage? Like Uninsured Motorist Property Damage? Contact the FL dept of insurance and they can tell you the required coverages and limits.
What is Uninsured motorist protection?
Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.
Will full coverage cover the insurance holder if they were injured?
If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.
If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?
no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........
If someone hit your car and didnt have insurance is it covered by uninsured motorist?
Yes as long as your policy has uninsured motorist coverage on your policy.
What provides coverage if the other driver does not have car insurance?
Uninsured Motorist coverage
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
How much uninsured motorist coverage do I need on my auto insurance policy in the state of Georgia?
You need at least $2000 uninsured motorist coverage for you auto insurance policy in the state of Georgia
What is uninsured motorist property dam?
This is actually "Uninsured motorist property damage coverage" Or Waiver It is the portion of your insurance that covers you if the other motorist has no coverage. If it is a waiver you have to initial it means you have declined this coverage. This is one of many ways the cheapo insurance companies lower your rates.
Should I put uninsured motorist insurance on my car or truck?
It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.
