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You must have insurance to operate a motor vehicle. Either the Learner can obtain Liability Insurance or The Owner of the vehicle you are learning to drive, can have you placed on their insurance policy. Being on a learners permit does not exclude you from financial responsibility requirements of the law. When the learner gets his permanent license and drives on their own the law requires that driver to be covered either as an addition to parent's policy or an individual policy. I have been through this three times with my three teenagers in the past three and a half years here in Texas. Go to website or call insurance agent.

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Q: Do you have to have insurance if you have a learners permit in Texas?
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Related questions

How do you get insurance with just your learners permit?

how do i get car insurance with just my learners permit?

Can you get auto insurance with a learners permit in Texas?

It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.

How long does a Texas learners permit last?

A Texas learners permit will last approximately one year. If the person is unable to obtain a drivers license, they will need to reapply for a new learners permit.

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You will have to have insurance on the vehicle to drive in Texas any way you go about it. Texas is a state that has mandatory insurance coverage. The owner of the vehicle needs to add you as a driver and give them your license information. Most insurance companies do not charge anyone additional premium for a person with a learners permit. I assume your laws are that you can only drive with a licensed driver in the vehicle whenever you drive.

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