The person who causes the accident is at fault
GAP coverage applies regardless of fault.
The conflict of interest is at a no fault. The sentence should read "We had no fault for the car accident".
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
a judge in an American court makes the decision as to who is at fault for an auto accident. some states have "no fault" meaning in an accident all parties involved are given a percentage of the accident's fault
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
Then you're considered to be at fault, the logic being that you shouldn't have been there to get into an accident.
The word fault means responsible for an accident or misfortune.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Whoever causes the accident.
To determine who was At Fault for the accident's occurrence and also, to establish liability.
If the accident was your fault, the other party's insurerhas no duties owed you.