It depends on the locality. In Tennessee, no. A finance company can repo a car at any time if the payment is past due. In some states, it requires a court order and police officer sometimes accompanies the repo agent to the location.
An unlawful repo is a theft. Hence it would be handled as such. But most repo companies have the documentation to show they have the right, whether you feel so or not, to take possession of the vehicle. In fact, in most jurisdicitions they advise the police of it before, or right after, attempting the repo. What good would an unlawful repo do someone...they couldn't get title?
can they send a police to my house to repo my car? can they send a police to my house to repo my car?
Yes, a repo man is not a police officer. He does not have to abide by police guide lines.
No.
Depends on the state laws, they may need to serve you with a eviction notice before repo. Although if nobody is home and the repo man shows up good chance they would repo it and expect nobody lives in it.
If the repo agent can demonstrate that he has lawful claim to take the car then the Police Officer cannot prevent him.
An officer can be called to keep the peace. Otherwise, a repo is a civil issue.
WE ACTUALLY HAVE A REPO T.V. SHOW. IF YOUR GATE IS LOCKED THEY CAN'T ENTER. IF YOU GET IN THE CAR THE CAN'T TAKE THE CAR, THAT'S KIDNAPPING (BEING MOVED 3 FEET BEYOND YOU WILL). THEY CAN CALL THE POLICE. YES THE POLICE WILL BE ON THE SCENE WHILE THE REPO MAN DO HIS JOB.
Repossessions are usually civil matters, the Police would get involved but only to keep the peace.
The police are not usually involved in a repo. The finance co. can legally take back their security if you default- and probably won't give it back, but you can contact them if you want to.
No, unless it was self-defense. A repo man cannot use force on your person, it is assault and against the Fair Debt Collection Act. If force was used you need to file a report with the police immediately.
NO, in NO state can the repoman LEGALLY involve the police. repossession is a CIVIL matter. Calling and coming to your home?? YES, when you are in DEFAULT, the lender can repo the collateral.