Do i need insurance to take a new car home?

Answer 1

You will need to cover the vehicle if you financed it, most dealerships will even require you to have liability coverage even if it is paid off.

Furthermore, most all states have financial responsibility laws, which require the owner of a vehicle to maintain liability insurance and usually, no-fault coverage as well. Typically, the coverage on your prior car will carry over for a fixed number of days after you replace it with a substitute vehicle, the precise length of time specified in the insurance policy. You will then have to notify the insurer of the change of vehicles so that it can be endorsed onto the policy and the prior car deleted.

If you did not have an insured vehicle before acquiring this one, the dealership will want to ensure that you have complied with the insurance requirements of the state before releasing the car to you.