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Homeowners Insurance is specific to the named insured(s). It would only cover liability to the extent the named insured is somehow liable for the injury or bodily harm. Most accidental injuries are best addressed with the injured persons own medical insurance coverage.

AnswerThey usually do not but every agreement is a unique one you have to go through yours with the fine print also.
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Q: Do homeowners insurance claims cover accidental bodily harm?
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