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Sure if you want too.. An insurer is required to compensate you financially for your loss. It's up to you whether you want to repair your property or pocket the money.

If you have a lien holder or still owe money on the car now that's a different matter, because you don't actually own it until it's paid off. So you'd have to check with your finance company.

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Q: Cash out on auto insurance claim?
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Once you submit an auto insurance claim can your provider deny it?


If an auto insurance check is not cashed is the claim still open?

If it's not been a year and you did not cash the check. Then it is still opened.


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It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.


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