depends on your insurance plan, call your adjuster.
An insurance adjuster, often called a claims adjuster investigates client claims regarding damages to things like a home or car. The services they provide include communication with the policy holder, to assess damages, do research, and prepare the necessary paperwork.
Shoot the adjuster and bury him somewhere.
NO!!!!!!
if you want to
You will use the estimate from whichever insurance company that is paying out on the claim. The adjuster from that insurance company will be the final decider.
for let say 2years and then see how your frind is
No, you do not have to use the Adjuster your insurance company gives you for a damage estimate. You can be your own adjuster by getting 3rd party bids for repair or replacement, along with any other covered expenses, like towing and a rent car and medical bills, add it all up and present to your insurance company for payment. Instead of presenting them to your adjuster, ask to work directly with the manager of that office, or go straight to the insurance company. I work as a Public Adjuster, for the Insured, not the Insurance Company. Public Adjusters usually work on property claims and they help homeowners collect the maximum amount possible after a fire or flood.
You can contact the Insurance Adjuster as soon as you like. He or She will tell you approximately how long the process will take. Contact the adjuster if you do not hear from them in the stated period. DONOT CONTACT THEM MORE OFTEN. They can and will delay the process if you are "Dificult"
You have to contact your car insurance provider (normally by phone) to notify them that you have been in an accident. You give the company all of the information pertaining to the accident ie. if anyone was hurt, what the extent of car or property damage is. An insurance adjuster will then come to the scene to validate the information.
It is likely that your claim will be paid, but it is not certain. The function of a claims adjuster is typically to examine how much a typical claim is worth. For example, if the damage to the car exceeds the bluebook value for the car pre-crash, the claims adjuster may choose to pay you the bluebook value rather than pay for repairs. However, some claims adjusters may be able to dispute the validity of the claim as well; it depends on the insurance company and it depends on your contract.
First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.