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Generally, yes.

It is not uncommon for an insurance company to change the terms and conditions of the policies that it issues. For the most part, coverage and rate changes have to be approved by the state insurance regulatory authority. This is because the regulator wants to be sure that the coverage provided is commensurate in the protection that the policy provides to the premium that is charged.

Any changes in coverage normally occur at the time of renewal of the policy. You are certainly free to reject the proposed chages by seeking coverage with another insurer.

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Q: Can your auto insurance policy be changed without your consent?
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Can someone take out a life insurance policy on you without your consent?

Yes, someone can take out a life insurance policy on you without your prior consent. An example would be a business which has a defined financial exposure resulting from the unexpected death of an essential employee.


How can insured amends his insurance policy without the consent of his irrevocable beneficiary?

The insured can never amend his insurance policy without the consent of his irrevocable beneficiary because this act would lessen or diminish what is due to the irrevocable beneficiary and thus considering that this is a diminution...consent of the IR beneficiary is necessary.


Is it possible to obtain life insurance for another person with their consent without allowing them to change the beneficiary?

Yes. The policy is controlled by the "owner"of the policy. If the insured person is the owner, then the beneficiary should be written as "irrevocable." An "irrevocable" beneficiary can only be changed with the consent of that beneficiary, regardless of who the policy "owner" is. Hope this helps.


Can you take out a life insurance policy on some one with out them knowing that you did?

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Can someone take out a life insurance policy on someone that they do not know?

Typically, the person being insured must consent to the life insurance policy. Without the person's consent or insurable interest, it is not permissible to take out a policy on them. Doing so could be considered fraudulent.


Can your dad cash out your life insurance without your permission?

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It depends on the terms of your insuring contract. Maybe yes maybe no, Just read the terms of your insurance policy or contact your insurance agent.


Can the beneficiary on a life insurance policy be changed by the executor?

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How can I cancel joint life insurance when one party doesn't consent?

This will depend on some factors. Who is the policy-owner? The policy-owner is the only person who can cancel the insurance policy,


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