Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
No.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
No
No, homeowners insurance is not a replacement for health insurance.
Nope! Because your dead!
There are a number of places were one can compare homeowners insurance online. Some of these places on the internet include Compare The Market, Net Quote, and Go Compare.
yes it does i know because someone broke our fire-pit and insurance covered it
No. A homeowners insurance policy is specific to the property of the named insured.
Homeowners insurance is available from a large number of insurance companies such as Swiftcover or Hastings. Whether someone wants it cheap or not it is best to read the terms and conditions carefully to make sure it covers what is required.
Contact a lawyer and file a lawsuit against him.