Can you remove your child from your auto insurance policy?

Answer 1

Yes, You will need to file a form 515A with your auto insurer. The form 515A excludes your child or any other person from all coverage afforded under your auto insurance policy.

Bear in mind, that once the Form 515A has been filed, There would be no coverage if the excluded person is later involved in an accident in one of your vehicles regardless of the reason they were driving. The exclusion applies to liability for damages and injuries to others as well as damage to the vehicle being driven.

If your agent refuses or declines to provide you the form 515A, you can submit the form directly to the insurance company, bypassing the agent or alternatively just find another company that will allow the exclusion.