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Can you file an insurance claim if your parked unregistered car got hit by a car with insurance?
It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.
What should be done if someone hits your vehicle while opening their door and dents your car?
You have five options: 1). You can gather their insurance information and file a claim against their policy. 2). You can file a claim on your own policy and pay your collision deductible. 3). You can have the other party pay out of pocket for the damages. 4). You can pay the damages your self. 5). You can not fix your car.
What can happen if you were at fault in a rear end accident and have no insurance Now the other driver wants to file a claim for whiplash?
Most likely you will loose your licence. Some states will allow you to pay a fine for a provisional licence that will allow you to drive to and from work and during the course of work. This happened to me in Ca. I payed $250 bucks for a year. If they have insurance, it is likely it will pay for THEIR med bills and damages. If they don't have insurance, they may sue you for damages. But seeing as you said they want to file a claim, I'm betting they do have insurance.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
Yes, in most cases your neighbor's insurance may be responsible for paying for fire damage to your property caused by your neighbor's negligence. You would typically need to file a claim with your neighbor's insurance company to seek compensation for the damages.
A contractor and his subcontractor are working the same job and the sub damages the contractors equipment whos insurance pays?
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
Do you file a claim with your insurance company if it is your mistake?
yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.
What do you do when you are in an accident that was not your fault but the other driver's insurance company won't pay for the damages saying they cannot determine who was at fault?
The insurance companies usually settle each claim independantly. Your insurance will pay yours, the other co will pay theirs. But your insurance will go up. If you have only the required liability insurance your company will not pay for your damage. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back. Also, if the other driver is determined to be at fault, your rates should not increase.
Can you keep your hail insurance claim money?
The insurance co. has contractual obligation to pay for your damages. It's up to you to fix your car. <><><> If you are still paying for the car, the finance company will require that you have the damages repaired.
The maximum amount the insurance company will pay if you file a claim?
A limit is the highest amount your insurer will pay for a claim that your insurance policy covers. Think of it this way: It's like filling up a fishbowl. If you file a covered claim, your insurance policy will pay up to a certain amount. You're responsible for any expenses that exceed the limit.
Do you have to pay the full deductible even if the accident wasn't your fault?
Yes. If the claim is being made on your insurance. For example, if the damages are $2000 and there is a $500 deductible, the insurance company will pay $1500.
What should you do if your brother got into an accident driving your car and is not on your insurance policy and doesn't have his own insurance?
The claim will be made against your insurance and the company will decide if they will pay it. If they do, your rates will increase. If not, the responsible party will have to pay for the damages.
When you are in an accident with no insurance are you entitled to pay for damages?
Not sure what you are asking. If you had no insurance and caused the accident you are responsible for paying for the other driver's damage and injuries. If the other driver was at fault, you are entitled to payment for your damages and injuries from either the driver/owner of the other car, or their insurance company. If you had your own collision insurance, you could make the claim with your company and let them worry about collecting, but if you don't, you will need to file the claim with the other party's insurer or hire a lawyer and sue them.
