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No. Unless they are your legal, current spouse you cannot do it for any reason. If you do and have a claim, the insurance company cannot pay you because it's not your car and they can't pay the other person, because they do not have a contract with them. No one gets paid and no refunds are issued because you lied on a legal contract.

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Q: Can you insure a person and their car on your own insurance?
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Do you have to have car insurance in California if you have a license but do not own or operate a vehicle?

No. You can only get car insurance if their is actual a vehicle to insure.


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