In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.
The average Michigan car insurance rate for liability only policies is about $2000
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The state of Michigan does require that all drivers have some car insurance. This includes either having liability or full policy coverage.
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Depends on your state. Most states are 14 days and this is assuming your car insurance is up-to-date. Also, your coverage only matches the insurance on your other vehicle. If you are liability only, your new car will only be liability only.
In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.