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The question can be read in a couple of ways. If it asks whether insurance can be obtained to cover a past accident, the answer is NO. Otherwise, the insurer would, for all practical purposes, be buying itself a claim for which it has not received a premium.
However, the fact that you have been involved in a collision will generally not preclude getting insurance on a going forward basis. If you were not At Fault for the collision, the laws of many states mandate that an auto insurer may not take the collision into account in calculating a premium.
If it was a past at-fault collision, an insurer may under some circumstances take it into account in quoting a premium. Therefore, you may end up paying somewhat more in premium, but there is no real reason to believe that you will be uninsurable. In fact, there exist insurers that actively solicit business from those with less than perfect driving records.
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∙ 13y ago
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Will your Auto Ins. Co. cover if you fell asleep and had a car accident?
Yes.
If your trying to get insurance for the first time and you were involved in an accident with a company car under there insurance and it was not your fault do you still have to tell the insurance polic?
I had a minor at fault accident with a company vehicle. I provided my current car ins co with a letter from my old car ins co stating that they did not pay a claim on this accident. My new ins company accepted it and ignored the accident. You can do as above although it is best to tell insurance about all incidnets just in case other wise any undisclosed information could invalidate claims
When was Fordyce Home Accident Ins. Co. created?
Fordyce Home Accident Ins. Co. was created in 1908.
Do both partys of a car accident have to show proof of insurance?
YES...IT IS A STATE LAW THAT EVERY DRIVER HAS CAR INS...THERE ARE MANY FINE DETAILS THAT WILL FOLLOW IF ONE DOESN'T BUT YES BOTH PARTIES DO HAVE TO SHOW PROOF OF INS.
What do you do if you get into a car accident and have no insurance?
hope the other person has uninsured motorist coverage or else its coming out of your pocket. and then, their ins co may sue you. IN THE END, YOU PAY
If a car was voluntarily repossessed after an accident should the insurance company have paid off the loan completely?
The best way to find out is to READ THE POLICY. What does it cover?? Was it GAP insurance or regular auto ins.? Ask your ins. agent to explain the coverages.
Do you have to have car ins if you dont have a car?
no
Has this car been in an accident?
Has this car been in an accident?
If your wife had an accident and she was not on your insurance and was driving a rental car that had sui and cdw but no pai for medical injury who pays your auto-ins rental-ins or medical-ins?
Your medical insurance will probably pay; however, you will have to put in a claim to the other insurances first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors' billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.
Are you penalized on your ins. if your 16 yr old doesnt have license?
If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.
Can you have car insurance on a car with a suspended plate bc i didnt know my ins. lapsed and got new policy in the meantime my plate was suspended i cont. paying on all cars including suspended 1?
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
How do ins co find out if someone has been in an accident?
If you didn't contact your ins Co the other party involved will.but if they don't have your ins info the cops will call your ins co on the spot that's all the ways they can find out.
