If the car you are driving is insured then you are not driving without insurance.
Turn it into your insurance company first. Your insurance should handle everything. The way it usually works is his car is supposed to be insured so contact the "borrowed" cars owner and see if the driver is covered, if not the borrowed cars owners insurance may not pay and the owner will be liable for the cost of repairs, etc.
Is driving without insurance
you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.
No.
Do you have any insurance. If driving, they ask for your proof of auto insurance.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.
If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
Risk that cannot be insured would change according to the Insurance companies own buiness policy and underwriting practice for eg for a standard personal lines underwriter - the 2 risk that he would not insurer would be a risk when a person has 1)high auto insurance claims or a person has a bad driving record . 2) Commercial autos These two risks would be declined and not insured by the standard auto insurance (Personal lines ) underwriters.
No, but car has to be insured to register it & keep it registered. to take the driving test, the car you use must be insured.