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There is no easy answer. In the UK policies sometimeshave a "driving other vehicles extension". This allows the policyholder to drive another vehicle, not owned by him/her, for third party risks only. This extension is not found on all policies so an individual would need to check the policy wording and the certificate of insurance.
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What does Comprehensive?
Comprehensive in Car Insurance mean when you have an accident with another car, your insurance will cover the cost for you, your car and the third persons car. But when you quote comprehensive the premium will be higher (£120 approx. per month).
I am covered on my mothers auto insurance she has comprehensive if i drive someone elses car and get into an accident will i be covered?
you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.
What does comprehensively mean?
Comprehensive in Car Insurance mean when you have an accident with another car, your insurance will cover the cost for you, your car and the third persons car. But when you quote comprehensive the premium will be higher (£120 approx. per month).
What type of insurance is needed if you hit another car?
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
Can you drive a car which has no insurance policy but you have a insurance policy on another car?
Depends on the state and your insurance policy. call your local agent.
If your husband dies and you are a named driver on his comprehensive car policy are you covered to drive his car after his death?
In the UK no. The main policyholder has to be living for the insurance to be valid. Check with your insurance provider for clarification
How can comprehensive car insurance be cheap?
Comprehensive car insurance can be cheap by having a higher deductible, getting any available discounts from your insurance carrier, or having a lower amount of coverage. You can also have cheap comprehensive insurance by having a less expensive car.
Does your fully comprehensive insurance cover you for another car abroad?
No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.
How is safe to drive a car without comprehensive car insurance?
Car insurance covers many parts including collision, liability and comprehensive. If your car is paid for you may not be required to have comprehensive coverage.Comprehensive coverage is for non-collisionincidents such as a fire, earthquake, a hail storm and theft. If your car is destroyed in a storm or it is stolen, then you will have to absorb the loss.Motorists should have comprehensive coverage as well as other minimum coverage to protect themselves, their passengers and other drivers.
What does comprehensive car insurance include?
A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.
Where can one find information on comprehensive car insurance?
One can find information on comprehensive car insurance from a number of physical and online sources. Brand name car insurance companies like GEICO have various car insurance plans.
Are you insured to drive your new car if you part exchange your old car on which you had comprehensive insurance?
In North Carolina, if you trade in a vehicle and purchase another, you have 30 days to report the transaction to your insurance carrier. You will have the same coverage on the new vehicle that you had on the old vehicle during that time. No more, no less.
