no, full coverage does
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
if you upgrade from liability to full coverage how long till it takes affect
Full coverage, minus the deductible.
You do not have to purchase full coverage auto insurance in Illinois if your vehicle is paid for. You do still need Bodily Injury Liability, Property Damage Liability, and Uninsured Motorist coverage.
In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.
My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.
If the car is paid off, then only liability insurance is needed. If it is not, then you will need a full insurance coverage plan.
If it only has liability, then it can't get full coverage benefits. If the driver has full coverage auto insurance, it may pick it up for the vehicle he's driving, but that tends to be rare.
You'll be fully covered only on the vehicles for which you choose to place full coverage insurance. The others will only be covered for liability losses if you only buy liability coverage for them.
In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.
Auto InsuranceIts just Auto Insurance. If You buy full coverage you will have it or you can just buy liability. The SR22 certificate is not your car Insurance. It's just a form giving proof that you have Insurance. It's up to you if you want to buy Full Coverage or not.