It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.
You usually need insurance only when you are licensed.
Yes...progressive gives...
Yes.
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.
YES! You are driving. You have to have insurance. absolutely. it does not matter what stage of driving you are at, you must have insurance. you can get pulled over and be ticketed on your permit. you can also get into an accident while driving on a permit. all of the above are logically reasons that you must have insurance to drive on a permit. in fact, i am surprised that you were not asked to show proof of insurance to obtain a permit. so in short, yes you do need insurance to drive on a permit.
Since all insurance companies have their own rates and underwriting guidelines, only your moms insurance company will be able to tell you how much it will increase.
In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.
No, you can not get insurance unless you have at least one licensed driver on a policy.
it is not illegal for a driver with only a permit to drive his parent's car without having his name added to the insurance.
It is not possible
Allstate will not charge you for a driver with a learners permit for the first year.