yes ,you can add driver's name in your insurance policy.
Yes, you can add the child and the car
Yes.
Yes, any resident of the household should be added to the policy.
Yes, If someone will be driving the car, it is recommended to add inform your insurance company and have them added to the policy.
I heard you do not have to add your 16 year old to your car insurance policy since he/she will only be driving your insured car. Is this true?
If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
It is not automatically covered. You must call your insurance company and add the car to your policy.
The policy you have will be specific for the car itself but you should be able to roll over your record with your auto insurance company to ensure you get all the bonuses and discount you have earned, for your new car on a new policy.
You can add your roommate to your auto policy as a driver but you cannot add their vehicle to your policy. You cannot insure a vehicle you do not own and since you have no legal relationship with a roommate you cannot add a vehicle they own to your policy. You do have an obligation to add them as a driver on your policy if they ever drive your car.
No, Not legally unless it's your spouse.
It all depends on the insurance company you are with, each is different. In most cases it is cheaper to add a vehicle to existing insurance policy rather start over with another insurance policy.