I assume that by "cash out" you mean the vehicle was a total loss. I also assume that you worked out a way to keep the vehicle after they paid you for the loss. If you have had the vehicles repaired you can insure it with no problem. If you did not have the repairs done you can purchase liability insurance but not physical damage coverage. Another issue will depend on your State's laws and regulations. In most States when a vehicle is totalled the insurance company notifies the State and the title is cancelled. You can have it inspected and get a salvage title. Until the inspection is done you cannot register the vehicle and get a tag.
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