I did! Take it to the bank. If they cash it, good! If not too bad. The worst they can do is say no!!
To file a third party insurance claim, you need to gather information about the incident, contact the at-fault party's insurance company, provide details of the accident, submit any necessary documentation, and follow up with the insurance company for updates on your claim.
To file a third-party insurance claim, you typically need to gather information about the incident, such as the other party's insurance details and any relevant documentation. Then, you submit a claim to the other party's insurance company, providing all necessary information and supporting documents. The insurance company will investigate the claim and determine the coverage and compensation.
Insurance is a contract in which you, the insured, pay a premium to the insurance company. In return, the insurance company agrees to pay you money-or to pay someone else money on your behalf (in the case of liability insurance) if a covered event occurs. Covered events are outlined in the policy and vary depending upon the kind of insurance involved. In answer to your question, you cannot make a "first-party" insurance claim if you have no insurance. A first-party claim is one against your own insurance company for property that you insured for your own protection. However, regardless of whether or not you had insurance, you may be able to make a "third-party" insurance claim against a party that damaged or destroyed your property, if that party had insurance. Even if they did not, you can make a claim against the party individually if you can prove fault. However, collecting damages from an uninsured third-party is often difficult.
If the at-fault party is not responding to the insurance claim, you should consider contacting your own insurance company to help facilitate the process and potentially pursue legal action against the at-fault party.
To file an insurance third party claim, you need to gather information about the incident, contact the insurance company of the at-fault party, provide details of the incident, and submit any necessary documentation such as police reports or medical records. The insurance company will then investigate the claim and determine the amount of compensation you are entitled to.
To file a third-party claim with your car insurance provider, you should gather all relevant information from the other party involved in the accident, such as their insurance details and contact information. Then, contact your insurance company to report the claim and provide them with the necessary information. Your insurance company will guide you through the process of filing the claim and help you understand your coverage and rights.
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.
you would have to claim it on your own insurance.
Usually a lienholder (a bank, an individual party) requires that the vehicle you purchased from them to have automobile liability insurance. Usually, they want you to carry a $250 Collision and $250 Comprehensive deductibles. They must be added as an additional insured to the auto policy. In case the vehicle is totaled before it's fully paid, they are added as a payee on the check. The loan balance has to be satisfied first. The deductible is applied prior to the check being issued.
To file a third-party auto insurance claim, you need to contact the at-fault driver's insurance company and provide details of the accident, such as the date, time, location, and any relevant information. You may also need to provide evidence, such as photos or witness statements, to support your claim. The insurance company will then investigate the claim and determine the compensation you are entitled to.
If you only had 3rd party insurance then you cant claim. Usually the minimum level of insurance is 3rd party, fire and theft....best bet is to ring your insurance company and double check what your plan is, also file a report with the gardaí, its possible they can recover the motorbike.
Most of the time it is alright, in fact your claim could be reported to a national database for other insurance companies.