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Yes, When it comes to underwriting guidelines and acceptability of the risk.

A grandfather clause does not circumvent your Insurance companies underwriting guidelines or eligibility requirements.

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Q: Can home insurance override grandfathers clause?
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I'd call your insurance company first to see what they can suggest. Also you can find them in the phone book and tour a few before you find one that best suits you grandfathers needs. That way you can both be happy.


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