Can farmers liability be covered with house insurance?

Answer 1

If you are referring to incidental farming liability then the answer is yes. If you are talking about being in the farming business then no. If you are in the farming business then what you need is a "Farmowner's Policy" which can cover a home located on property that is also used for farming of any kind. Incidental farming usually means farming of 5 acres or less though the size may vary with different insurance companies. The main thing is that if you are in farming for a business then you need a farmowner's policy. It can cover a big or small farm and can cover equipment, farm animals and just about anything having to do with farming.