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Can each member of household get separate auto insurance for their car in South Carolina?
Why in the world would you want to. If this is an immediate family situation, you need to put them on one policy so that you get the multi-vehicle discount which is usually about 25%. If you get separate policies, the policy will still require that each household member be listed on each of the separate policies, defeating the purpose and costing you much more money overall. As a matter of full disclosure, I own and operate a small Independent Insurance Agency and have for the part 22 years. Before that I worked as an agent for a direct writer insurance company.
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Do you have to add your teenage driver to your insurance?
Yes. Some states will not cover an accident if a household member is not listed on the policy.
Is it mandatory to add a 19 year old to my car insurance policy if he doesn't live with me?
If he is a member of your household or if he drives your vehicle then yes he must be added to your insurance policy. A member of your household includes students away at college. A student at college does not count as not living with you because their residence is still your house.
Do you need to get your teen car insurance?
Anybody that is a member of your household must be listed as a driver on your insurance policy. Outside of your household, anybody that drives your vehicle more than once per month must also be disclosed to your insurer.
Can an unmarried couple living together share the same car insurance policy with famers insurance?
Yes. Any member of the household would need to be listed on the policy.
Do you have to transfer title to your spouse in order to have auto insurance under their name?
Auto insurance companies will cover all adults in your household on any car that is driven by one or more adult in the household, no matter whose name is on the title. In fact, some insurance companies actually REQUIRE every household adult to be insured on any car for which even one household member seeks coverage.
Will homeowners insurance cover caregivers costs for the inured?
No. There is no way that a homeowners policy would cover any medical costs for the insured or any family or household member. That is what health insurance is for not house insurance.
Do you have to add your child to your car insurance if they do not live with you?
IF they live with you, are a member of your household, or if they drive any of your vehicles, ever. If they are a student away at college or boarding school, they are still a member of your household and must be added or excluded. If they ever drive your vehicles they must be added.
If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?
Yes
Do you need to be listed on your parents car insurance policy as soon as you get your learners permit?
The insurance company stipulates, any household member that can drive. It doesn't say how often so yes.
Will homeowners insurance cover medical expenses to someone living in the home who is not listed as a homeowner?
No. The injured party cannot be a household member. It does not matter if they are not listed on the policy.
What is penalty for using family insurance for a family member who doesnt live in your household but you lie and say they are living there?
This is fraud, which will certainly get your claim denied and could land you in jail.
Do you need to be a AAA member to get their insurance?
when you get the insurance you become a member, so no.
