Can car insurance drop

Answer 1

If I understand your question you are asking if auto insurance ever goes down in price. The answer to this is yes though it often seem like it only goes up rather than down. This year I have seen many of my insurance carriers reduce their rates in order to gain market share and because their claims have not been as high for auto insurance as they have been in the past. In the past few years insurance companies have been loosing money on homeowners insurance and doing better on auto insurance. Homeowners insurance has gotten to the point that it is harder to obtain a really great home policy with a good rate. It is also advisable not to make smaller claims on your house insurance for fear of loosing the insurance.