Wiki User
∙ 11y agoMost insurance companies will not allow insurance to be in a minors name. The reason for this is that an insurance policy is a legally binding contract and a minor cannot usually sign such a contract. It is usually also not a goo idea to have a vehicle titled to a minor and the policy should be in the name of the person who owns the vehicle.
Wiki User
∙ 11y agoThey can't. Minors cannot enter into contracts, insurance or otherwise.
If you are old enough to legally drive then you are old enough to buy your own Auto Insurance. However due to the limitations of a minors obligations under contract law most companies will not sell you a policy as a minor. Some will sell you a policy but only if your parent or other legal guardian countersigns your application for you. Happy Motoring
Anyone who suffers injury or property damage in a collision is allowed to file a claim to insurance companies. Damages are to be paid by the insurance company of the person deemed to be at fault. In the case of injury to minors, damages are to be paid to the parents or guardians.
Companies that offer car insurance in Oregon are State Farm auto insurance, 21st Century auto insurance, Nationwide auto insurance, Mercury auto insurance, Farmers auto insurance, and AAA auto insurance.
Auto Insurance.
Usually, an insurance carrier would refuse to remove a teenage driver if they are a resident of your household. Because they are minors and have access to your car keys, there is an "implied" permission. The insurance carrier is at risk of paying in behalf of the minor. Therefore, they are enttiled to auto insurance premium payment.
(autoinsurance.aains.us/low-cost-auto-insurance) maybe it will help you
If they're under 18, then no. Minors can't enter into contracts, so they need the parent to sign the policy.
It is stuff about auto insurance
What is SR71 auto insurance
Anyone can purchase an Auto Insurance Policy. However if you are a minor, due to the limitations of contract law you would need a parent or legal guardian to countersign any application.
Auto Insurance Required for MinorsYes, all drivers are required to carry proof of financial responsibility. The law does not make exceptions for minors. Not only do you "need" to add your child but legally as the guardian, you are "Required" to do so.You can obtain Auto Insurance for your child or you or you can add the child for coverage under the parents or another existing auto policy but all drivers must have coverage.Failure to add a known driver, especially a minor child for which you are already financially responsible is a form of Insurance "Fraud" known as "concealment" and could void all coverages otherwise afforded by your policy. This could leave you "the Parent" owing for all the cost of an accident with no Insurance Policy to pay the bill.Honesty is always the best policy. Contact your Insurance Agent to obtain coverage for your minor child.Happy Motoring.