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You are required to have an "insurable interest" in order to legally effect coverage. If you have no insurable interest then it would be unlawful to insure someone else or their property.
When it comes to property insurance a simple layman's test would be to ask yourself this question. (If the car is wrecked? what are the consequences for me?) If your answer is none. Then you have no insurable interest in that vehicle.
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What happens if the person that hits you is covered in another state?
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
Is an underaged driver covered if he is driving a vehicle owned by another person if that person is not in the vehicle?
NO!!
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
Can another person not on your insurance drive your vehicle?
Most of the time they will be covered by either yours or their insurance if it's not a common practice. If I drive a siblings car here in IL, I'm covered by my insurance, but I'm not exactly supposed to be doing it daily. Call your insurance and pose the question. yes but in case of accident/if the other person drive/ your isurance does not pay.
Can your boyfriend put you on his auto insurance?
Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.
If you have full coverage insurance will it cover a custom dog box in the vehicle when wrecked?
In general, a specialized transmission may not be covered for full replacement. If it is damaged because of the fault of another person, it may be covered or at least partially so.
Will your car be covered for a total loss if you are the passenger in the car and the driver gets into an accident and you have full coverage?
It will definetely be covered if the person had a drivers license and insurance on their own vehicle...but it should be covered as long as their vehicle was sitting when your vehicle was wrecked...but also since you were in the vehicle at the time of the accident it should be covered as long as they had a license
What are the benefits and risks of commercial liability insurance?
Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.
Who is responsible if using another's vehicle whose insurance lapsed?
The person driving the vehicle. You borrowed the vehicle so any damage is your responsibly to fix. In almost all cases your insurance covers you if you must borrow another car. Check with your insurance company to be sure.
If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?
No. * i say Depends on your policy. Call your insurance person.
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
Covers bodily injury or property damage that you will cause to another person and or vehicle?
Liability Insurance
