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It depends.

If, for example, extensive damage occurs because of a covered natural disaster -- an earthquake -- and the board and the insurance company agree that the insurance company's vendor will complete the repair work inside units on assets covered by the master policy, then the insurance company's vendor may complete the work.

If, however, you prefer a different vendor, it's possible that you could negotiate with the board and pay the difference between what the insurance company's vendor would charge and what your vendor would charge to repair assets inside your unit that you want your own vendor to repair.

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Q: Can an insurance company dictate who does the repair work in your condo?
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How much should I be paying for condo insurance?

The value of your insurance depends upon the value of your condo. The important thing is that you have enough insurance to replace the condo. If you got the condo for a low price many years ago you can't insure it for that because you'd not be able to get another to replace if it were destroyed. The cost of the insurance on yor condo is based on several factors. In some cases your condo association will dictate the amount of coverage you must have.


What company provides good ho6 condo insurance?

Condo insurance is basically renters insurance. You can go to a few different companies to do this, the best and most prominent one is probably State Farm Insurance.


What insurance company has a cheaper cost to get a condo insurance?

The best way to do comparison shopping for your new condo is to do it online. There are a number of companies that can give you instant quote online.


What kind of insurance does the Ensurance company offer?

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If your condo association is responsible for the exterior of your unit and you suffer interior water damage due to a leak from a foundation problem who is responsible to fix the interior damage?

Let your condo insurance company duke it out with the master policy insurance co.


Where can one find information on condo insurance?

Condo insurance can be purchased at the same places that sell homeowners insurance and will cover the costs of your property inside your condo and will pay for damages incurred.


How do you find out who The Oaks Condo Insurance Company?

You can make this request of any board member or ask the property manager.


I am renovating my condo unit on the 5th floor. I broke open a water pipe causing it to flood down to the lower units. Am i responsible or would the damage be coverd by the building condo insurance.?

Since you caused the damage, your HO-6 condominium unit owner's insurance may cover the cost of repair. However, your insurance company and the insurance company that carries the master policy will work through all the details. If you carry no owner's insurance, you may be liable for the master policy deductible, and you may also be responsible to pay for the damage you caused inside your unit. Read your governing documents to determine your responsibilities as to insurance.


If you live in a second floor condo and there is a water leak that causes damage who is responsible?

If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.


What insurance companies will provide homeowner or condo insurance for a rental condo without having to insure your primary residence in my case rental insurance?

Your local insurance broker can answer your question.


Can your insurance company force you to allow them to pick up damaged patio cover?

An insurance company covers damage to the property if you bought a Homeowners Insurance Policy. They cannot force you to do anything except to pay for the coverage. A landlord of a house you live in, or a condo association can force you to pick up damaged patio cover because it is unsightly and ruins the look of the Condo. Read the Association Laws.


What insurance is available for owners of condos?

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