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The value of your insurance depends upon the value of your condo. The important thing is that you have enough insurance to replace the condo. If you got the condo for a low price many years ago you can't insure it for that because you'd not be able to get another to replace if it were destroyed.
The cost of the insurance on yor condo is based on several factors. In some cases your condo association will dictate the amount of coverage you must have.
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