Yes, they can deny the claim. If a loss payout was already issued by an insurance company, it was the insureds responsibility to make the repairs with the funds provided. The company is not required to pay the same claim twice.
If the insured fails to make the repairs you can not seek those same funds a second time.
Also bear in mind the following
1. Your homeowners insurance policy is a term policy, usually a one year term. So your new insurance company would have no obligation to pay for claims for previous damage nor un-repaired damages that arose before the policy started.
2. Your Home insurance company also does not provide coverage for poor workmanship or quality on the part of your roofing contractor. This is why one should always hire a professional roofer and verify the the contractor has Insurance before allowing the work to proceed. If the roofer did a poor job resulting in failure of the roof or materials you will need to file claim against the contractors general liability completed operations insurance policy because the homeowners insurance company does not have to pay again for the same repairs. It is up to the homeowner to hire a qualified contractor.
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
A "dirty" claim is one that would be rejected by an insurance company. Many facilities use a claim "scrubber" to check for medical necessity, correct demographic data, on the codes and modifiers that are being sent to the insurance company.
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
You can certainly report it. The police won't waste time investigating. Your insurance company will probably not process the claim since you didn't report it when it happened, but they might pay. So they can reject the claim because it is late? Is this likely?
Usually in a bad faith insurance claim the insurance company is in the wrong. A bad faith claim is when an insurance company fails to pay out what was promised on the claim. More than likely you could sue the insurance company and have a chance at winning your case.
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No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
Not unless they have detected and proven fraud on your part. Otherwise NO, they cannot.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
Swiftcover car insurance company is headquartered in Surrey, England. Swiftcover's claim to fame is being the only 100% online car insurance company, although they do have three call centers.