Yes they can, in fact they are the sole determinate of fault when a claim occurs. In most cases police never witness accidents and can only describe what happened.
But of course, many insurance companies take extreme measures to avoid paying their customer's claims. If you have evidence to the contrary you can pursue your claim against the insurance company and report it to your state insurance commissioner.
No, no ticket, no report, no knowledge to insurance company.
It depends on your insurance company police terms and conditions.
Tell the police, tell the insurance company
Most insurance companies want a police crime report number before a settlement is reached.
Contact the police and the insurance company.
Call the police and get a police report. Call your insurance company and report it to them asap.
Report the accident to the police. Request that the police provide hit and run driver info to your insurance company. This is the only legal way to do what you are asking where I live.
If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.
You should report the theft immediately to the police and to the car owner's insurance company.
Medics , police, insurance company, family are to be called.
Your insurance company first, then, the police for a report.
No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.