Check with several independent agents. There are very few things that totally disqualify you from life insurance. One agent may say you are uninsurable, but may be with certain companies.
File a claim with both companies. The companies will pat what they are supposed to pay.
Typically they would arbitrate the matter.
Bond insurance is mostly used for people who are truck drivers who are mostly independent contractors. They charge a less fee since they are independent and are more valuable since they are bonded and have liablity aganist them if something happens.
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
Nothing of any consequece happens at all except that you now insured by a different company.
It would be no difference than if the people involved in the accident had different insurance companies. The coverages are the same so there would be no difference.
Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.
Chapter 8
Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.
chapter eight- was that the chapter with the rumble?
Usually, Insurance Companies gives its insurers an extra of 10-15 days to if they neglect to pay the premium before the due date. Further, if you even delay it further, then you may loose your insurance. You can resurrect it by paying a large amount to the insurance companies.