Paid by whom? And for what were they paid? It sounds like she took on the claim herself. In this case it will be very difficult to later want the insurance company to take over the claim and expect to receive payment from them as well. The insurance company in not going to want to take over a partial claim and they may not be able to legally do this depending on the state laws where the accident occured and where the claimants reside.
Only for the unpaid portion of the first insurance policy. For example, if the first policy covers 80% following a $500 deductable, you can file for the remaining 20% and the deductable on your insurance policy.
If you know who the company and/or agent is, you can submit a claim to them as a claimant against the other person's insurance.
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.
The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.
The first thing you should have done was call the police so that you'd have a report to submit to your insurance proving someone else was at fault. Barring that, you can still submit a claim to your insurance. If you know who damaged the car, you can settle it without insurance, but it's not recommended. People often agree to pay for damages until they get the final bill, which is always more than they expect. Then you'd have to sue them for the money in civil court. The other option is to simply have the damaged fixed and pay for it. But your best bet is to submit a claim to your insurance, who will go after the person who damaged your car, assuming they can track him or her down.
If you want to use it, of course. But you are never required to submit health insurance to anyone.
You can submit it to your own carrier, they will assist you in finding this out, you can contact the police dept, and run the plate, or contact the dmv in your state.
If you have auto & health insurance...
Yes that is how it works. The mechanic may also submit info to them once he sees the car.
Sentences are case specific. Talk to your attorney.
If the insurance premia remains unpaid for over six months from the due date, the policy automatically lapses. You are to contact the Insurance Company for revival quotation, submit DGH Form so that the policy is renewed.