Wiki User
∙ 12y agoYes i n the state of Texas there are many reasons for a separte insurance policy. The vehicle which you drive can be insured by the owner, ie bank or individual and the driver even when the driver is not on the title.
Wiki User
∙ 12y agoNO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
yes, it's possible but i belive that u have to have a certain relation with them and to have their consent, not just any random person!!!try it by contacting insurance companies...over the net or by phone
She would have to put that person's name on the registration. The other person (or girlfriend) would have to pay for the insurance.
Ameritas specializes in life insurance. Life insurance is an insurance involved in death, when a person dies, someone else can get a large sum of money.
A person may need cover for a single day if they have borrowed a car from someone whose own insurance policy does not cover this. Similarly, it could be taken out by someone who has lent a car to someone else.
Sure will.Its your policy,not the person driving its.
Yes.
Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.
No.
The present owner is the only person who can recover.
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
I'm assuming that "someone else" had an accident while driving this un-insured car, and that person should be held responsibility. However, if they have no assets, responsibility will fall on the cars owner, who in most cases is also the person who has the insurance policy. In assuming that "someone else" had an accident and did damage to something other than your vehicle, other car or person, then i would go directly to or if you are deployed then call the police department and let them know that your vehicle was used without your permission(stolen) and caused damage. If you do this then the insurance company that has the storage insurance will cover you for the vehicle as well as the impending lawsuit behind the damage that the other person did and basicly make whomever had their property or person damaged would have to pass your pockets by and go after the driver of the stolen vehicle. If you do not do the police way or if you let someone drive your vehicle then the responsibility will rest on your sholders and the insurance company may not cover you at all, as not filling out the police report is like saying that no crime took place i.e. you let them borrow your car. Thank your "someone else" for putting you in this situation