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I write policies for BlueCross Blueshield of Florida and Multiple Sclerosis is one of the medical conditions that will render you ineligible for coverage. Check with specific companies in your state to be sure. Be up front with the agent to save yourself the time of going through the application process. Also, do a search on "Guaranteed Issue" plans in your area. You should be able to get some form of coverage. If you already have the insurance policy and are diagnosed with MS after the underwriting process, check with your agent to help you read the fine print of the policy as far as any exclusions that may be built into the policy. As long as you're diagnosed with the condition after the underwriting process is complete, you should be covered. If you are diagnosed with the condition during the underwritng process, you can be denied coverage.
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Can an insurance company deny your medical bills because they believe it is fraud?
no
Can you deny a step mother from putting your daughter under her medical Insurance?
Why do you care as long as your daughter has coverage? Are you wanting to pay for her to have insurance? Tell the Judge. How dare she.
Is ulcerative colitis a pre-existing condition?
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
Can an insurance company deney coverage because you did not report and accident settled out of pocket?
If it is in the policy, then yes they can deny coverage. You will need to read your policy carefully, it will reveal the answers there.
Can an employer in NY deny coverage for a spouse is the spouse's employer offers health insurance?
ofcourse!
Can Medical insurance refose to pay for a new prescription?
You may need to check the specific prescription coverage of your plan, but normally an insurance company has a "Formulary" which is a list of prescription drugs that their plan will cover. If your medication is not listed on the formulary, then the insurance company reserves the right to deny payment for the medication.
Can an insurance company pay to replace only a portion of a roof after hail damage?
Probably only if you have full coverage. Otherwise the Insurance company will deny you.
Can medical centers deny people treatment without insurance?
If you do not have insurance, a medical center can deny a person treatment. The only exception is in the case of emergency rooms. By law, emergency rooms are required to treat anyone that walks through their doors.
Can an employer deny group health insurance because of heart disease?
No, true Group insurance cannot deny enrollment for health reasons.
What is Spousal carve out?
Spousal carve out is when an employer has a provision in their health insurance plan by which they deny coverage of an employee's spouse if he/she qualifies for, whether declined by him/her or not, coverage under another plan.
Can the insurance company at fault deny paing for treatment to injury from auto accident?
Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of the policy is that the insured agrees to inform the insurance company of all residents of the home as well as regular drivers. If the insured does not list his 17 year old child who drives one of the vehicles regularly and lives in the house and then the child has an accident the insurance company could not be expected to provide coverage for the accident. Since the insured broke the terms of the policy which is a legal contract then the company probably will not provide coverage because the insured committed material misrepresentation and lied in a significant manner on the application.
Is it legal for your insurance company to deny a loss for a car that was totaled?
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
