It would be considered a pointless and frivolous law suit. It s not possible under color of law to be liable to ones self.
Your liability Insurance provides for coverage and defense from liabilities asserted by others. Not by ones self.
Homeowners insurance is not designed or intended to replace a major medical insurance policy.
If when you selected medical coverage when purchased your home insurance policy you could look to that portion of your policy for some coverage, although it is generally not sufficient to cover a serious injury. If you chose the economy route and did not opt for medical coverage then you'll need to rely on your health and medical insurance policy to cover accidental injuries regardless of where the injury occurred.
Yes, painting contractors should be licensed and carry insurance to protect both themselves and their clients. By having a license, they show that they are competent to do the job and also take pride in their profession. By having insurance, they are protecting themselves and the client from undue harm and damages should an accident occur.
An insurance agency represents the insurance company. This is the decision of the client, not the agency or the company. This has no bearing on the fault of the accident...unless they have not inspected the vehcile yet...when in most cases the vehicle is stored at a facility.
They can, but you can sue the other driver for damages.
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.
Attorneys require lawyer malpractice insurance to protect them from lawsuits enacted by their clients. If a lawyer does what a client deems to be an insufficient or substandard job, or feels that the lawyer did not represent them properly, the client has the right to sue the lawyer. Because of this, lawyers often invest in malpractice insurance to protect themselves in case a client wishes to enact a lawsuit against them and their work.
An insurance claims adjuster is a worker that works with the client and the insurance agencies to find a point where both the client and the insurance agency can agree on a set price and rate for the client and insurance agency.
It isn't the person hiring the personal trainer that actually needs the insurance. Personal trainer insurance is a liability insurance they can purchase to protect themselves and/or their business in case of something, such as injury, occuring with a client.
One can pretty much purchase accident auto insurance from anywhere. One can go directly to the auto companies such as State Farm, Geico, National, etc. Or one might go to an independent insurance company, like AIG where they work in network with the big insurance companies. They try to find the most reasonable rates for the client.
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
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Because if he (who from your question's wording is their client) is found NOT guilty, he/they will not have to settle with you. You are NOT their client.
1,000.000.