Want this question answered?
no
Yes.
the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.
Yes.
No. The insured must be the owner of the vehicle. You cannot insure something that you do not own. This is in any state. You don't want to find this out when you have a claim. The insurance company cannot pay a claim on a vehicle where the owner of the vehicle is not the insured on the policy. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.
You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.
If you mean can you pay for the other persons ( the owners ) insurance policy yes. If you mean can you insure it for yourself no.
You wouldn't unless you have insurance on your lawnmower.
If the accident was your fault, the other party's insurerhas no duties owed you.
Registered Occupational Therapist
The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.
You cannot do this in any state. An auto insurance policy is a legally binding contract between two parties. The named insured must be the owner of the vehicle and no one else. The only exception to this is in the case of two legally married persons in that vehicles owed by either one is allowed to be on an insurance policy of either one of them.