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Are you automatically covered by your old car insurance policy when you buy a new car?
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If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?
No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.
Are lost dentures covered under homeowners insurance?
Dentures are something that is generally covered under your Health Insurance policy.
In NY do all licensed members of the household need to be listed on the household insurance policy?
The only persons that would be listed on the homeowners insurance is the home owner (s). All family members and their personal property is automatically covered. If it was a "live in" situation such as boyfriend/girlfriend the non-owner is generally not covered and would need to buy their own tenants policy. Check with your agent, claims department or read your policy.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Does pre-existing insurance automatically become effective when you buy a used car?
Depends on your policy. Some do, some don't. Ask your insurance rep, get the answer from him/her in writing.
What type of Auto insurance to you need for delivering groceries?
You will need to buy a commercial auto insurance policy for delivery services. Vehicles used for delivery or conveyance are not covered under your Personal Auto Insurance. Any accidents that occur while engaged in commercial activities are not covered under your personal auto policy.
Should you have insurance when you buy into a hoa?
Absolutely, yes. Unless you can afford out-of-pocket expenses that will arise in the case of an insured event covered by the HOA's master policy, best practices dictate that you carry your own insurance. When you visit your insurance broker, take a copy of the HOA master policy with you. Buy the insurance that you require to protect your possessions and the parts of the interior that you own that are not insured under the master policy.
Can you get homeowners insurance if the owner of the house is deceased?
Yes, The Heirs can buy the policy or the Estate executor can buy a home insurance policy.
Should a person buy the insurance the avis rental car agency offers when traveling out of the US?
My insurance covered me in Canada but not more than thirty miles from the border in Mexico. The best thing to do is to call your agent with your policy number to see if you are covered. Most USA policies cover rental in the US but outside depends on the policy and policy provider so CALL.
Does Allstate Homeowners Insurance cover Black Mold?
Not automatically No. You can however request a mold coverage endorsement to your policy for an additional premium. Answer #2 My insurance agent of 35+ years said that he has never seen coverage on any policy either residential or commercial from any insurance company that covers black mold, that you cannot buy a policy that will cover it.
If you buy a car can you drive it home with out insurance?
No - but you may have a short period in which an additional or replacement car may be covered under your existing policy. Check with your agent.
Do American insurance policies cover Mexico?
Some policies cover up to 25 miles into Mexico, but nothing more. You need to check your policy. Usually you have to buy special insurance to be covered in Mexico.
