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since the claim is processed than you do not own the car anymore.
1 year
The claim will be null and void at the first instance,if the eventuality happens with a suspended license.
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.
The Insured Person will receive an EOB (Explanation of Benefits) from the insurance company which explains the payment by the insurance company, the allowed charge based on contract rates with the provider, and the remaining amount if any that is due from the patient to the provider.
Yes. But, plan on looking for a new Insurance Carrier.
Not answering an application for insurance has serious consequences. If you 'misrepresent' any information on the application and suffer a claim, then entire claim can be denied.
The claim would still be processed - as you were still insured at the time of the incident !
Even if the company is now bankrupt they probably had insurance when they were in business but you will have to find out the insurance company. Try to contact the attorney that is handling their BK and notify him that you have a claim. Your best action is to file a claim with your insurance carrier and let them go after the other party. How this will affect your rates depends on the policies of your carrier. Ask your insurance agent.
A rejected claim is when the insurance company determines that the claim does not meet the policy requirements from the start, so it is not processed at all. A denied claim is when the insurance company processes the claim but decides not to pay for it, usually due to not meeting specific coverage criteria.
You ask the owner of the property
It depends on what kind of coverage you got, and what your policy says the insurance obligation is. Be sure to save any receipts for work done so you can turn them into the insurance company once the claim is processed.